See annual breakdown
- Base
- $190,000
- Bonus
- $28,500
- Initial equity
- $100,000
- Refresher equity
- $0
- Sign-on
- $30,000
CompensationPlanner
Total compensation calculator for salary, RSUs, refreshers, and take-home pay.
Live projection
Your compensation
Select a year in the chart or schedule to inspect its compensation and estimated take-home.
Count in results
Year 1 total comp$348,500$100,000 equity vests
Avg. monthly all-in$18,907Includes equity
Avg. monthly cash$12,790Base + bonus + sign-on; no equity
8-year gross TC$3,061,425$1,986,344 spendable after tax
Annual mix
Compensation by year
SelectedYear 1
- Base
- $190,000
- Bonus + sign-on
- $58,500
- Initial equity
- $100,000
- Refresher equity
- $0
- Total comp
- $348,500
- After tax / month
- $18,907
Swipe to explore later years →
Base Bonus + sign-on Initial equity Refresher equity After-tax spendable
Year 1
Take-home
Gross compensation$348,500
Federal income tax−$74,994
State planning estimate−$0
Social Security−$11,439
Medicare−$6,286
Pre-tax contributions−$28,900
Spendable after tax$226,880$18,907 all-in / month
$12,790 cash / month
$12,790 cash / month
All-in includes net vested equity. Cash includes base, bonus, and sign-on. Both are averaged over 12 months and are not paycheck-withholding forecasts.
Year by year
Compensation schedule
| Year | Base | Bonus | Initial vest | Refresh vest | Sign-on | Gross TC | Cash / mo. | All-in / mo. |
|---|---|---|---|---|---|---|---|---|
| $190,000 | $28,500 | $100,000 | $0 | $30,000 | $348,500 | $12,790 | $18,907 | |
| $195,700 | $29,355 | $110,000 | $25,000 | $0 | $360,055 | $11,292 | $19,510 | |
| $201,571 | $30,236 | $121,000 | $52,500 | $0 | $405,307 | $11,479 | $21,872 | |
| $207,618 | $31,143 | $133,100 | $82,750 | $0 | $454,611 | $11,696 | $24,447 | |
| $213,847 | $32,077 | $0 | $116,025 | $0 | $361,949 | $12,551 | $19,609 | |
| $220,262 | $33,039 | $0 | $116,025 | $0 | $369,326 | $12,956 | $19,994 | |
| $226,870 | $34,030 | $0 | $116,025 | $0 | $376,925 | $13,373 | $20,391 | |
| $233,676 | $35,051 | $0 | $116,025 | $0 | $384,752 | $13,801 | $20,799 |
See annual breakdown
- Base
- $195,700
- Bonus
- $29,355
- Initial equity
- $110,000
- Refresher equity
- $25,000
- Sign-on
- $0
See annual breakdown
- Base
- $201,571
- Bonus
- $30,236
- Initial equity
- $121,000
- Refresher equity
- $52,500
- Sign-on
- $0
See annual breakdown
- Base
- $207,618
- Bonus
- $31,143
- Initial equity
- $133,100
- Refresher equity
- $82,750
- Sign-on
- $0
See annual breakdown
- Base
- $213,847
- Bonus
- $32,077
- Initial equity
- $0
- Refresher equity
- $116,025
- Sign-on
- $0
See annual breakdown
- Base
- $220,262
- Bonus
- $33,039
- Initial equity
- $0
- Refresher equity
- $116,025
- Sign-on
- $0
See annual breakdown
- Base
- $226,870
- Bonus
- $34,030
- Initial equity
- $0
- Refresher equity
- $116,025
- Sign-on
- $0
See annual breakdown
- Base
- $233,676
- Bonus
- $35,051
- Initial equity
- $0
- Refresher equity
- $116,025
- Sign-on
- $0
Understand the model
What this total compensation calculator includes
Compare an offer across multiple years instead of looking only at its headline value. The projection separates dependable cash from variable compensation and models how equity changes over time.
Salary, bonus, and sign-on
Project annual base increases up to a salary cap, recalculate the target bonus each year, and include the one-time sign-on payment only in Year 1. Toggle bonus or sign-on off to compare guaranteed cash with the full offer.
RSUs and equity refreshers
Enter a custom four-year vesting schedule for the initial equity grant. Annual refresher grants begin vesting in Year 2, stack over time, and compound independently using the stock growth rate from each grant date.
Taxes and monthly take-home
Estimate federal, state, Social Security, and Medicare taxes alongside pre-tax contributions. See both all-in monthly compensation—including vested equity—and a cash-only monthly estimate that excludes RSUs.
How the estimate works
Cash compensation starts with your annual base. The base compounds by the entered increase until it reaches the maximum, the bonus is recalculated from each year's base, and the sign-on is included only in Year 1. The results switches can exclude bonus or sign-on without changing your offer inputs.
Initial equity follows the vesting percentages you enter. Each tranche is counted as compensation when it vests and compounds from Year 1 through its vest year at the annual stock growth rate.
Refreshers assume a new grant every year beginning in Year 2. Each grant vests 25% in its grant year and 25% in each of the next three years, with stock growth compounding from that grant's own start date.
All-in take-home includes cash and vested equity, subtracts estimated taxes and pre-tax contributions, then divides the annual result by 12. It is a monthly average, not a paycheck or vest-date cash-flow forecast.
Cash take-home excludes equity. The model allocates estimated taxes between cash and equity in proportion to their share of total compensation, then subtracts all entered pre-tax contributions from cash.
Pre-tax contributions reduce federal and state taxable income in this estimate. Only the amount marked payroll-tax exempt reduces the wages used for Social Security and Medicare.
Federal and payroll taxes use 2026 federal brackets, the standard deduction, employee Social Security, Medicare, and Additional Medicare tax. These rules and thresholds stay fixed across every modeled year.
State tax uses a simplified planning rate for the selected state rather than a full state return. City and local income taxes are not included.
Other household income is used only to estimate the incremental federal tax attributable to this compensation. It affects the marginal bracket but is not added to the compensation or take-home totals.
Not modeled: AMT, itemized deductions, tax credits, capital gains or stock-price changes after vest, benefits, ESPP, employer matches, or specialized payroll programs.